Money Makeover: ‘I make €82,000 a year. It’s not enough.’
2026-10-28
Every month on Money Talks, we step away from in-depth how-tos and entrepreneurial journeys to delve into the personal side of finance with host Katie Byrne, financial expert Cian Carolan and you, the audience.
Each person we speak to for the purposes of a case study is offered an unfiltered and nonjudgmental money makeover.
In this episode, Katie and Cian assess the balance sheet of a 36-year-old woman who is making €82,000 a year yet feels she isn’t earning enough for her age.
Although she started her pension at the age of 23, she believes she "doesn't have a good relationship with money".
Her short-term goal is to buy a house in Dublin – the location is non-negotiable – while her medium- and long-term goals are emergency fund-focused.
What advice do Katie and Cian have this time around?
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Money Talks
Irish Independent- No. of episodes
- 75
- Latest episode
- 2026-10-28
Where can you listen?
This is Money Talks - a podcast from the Irish Independent hosted by Katie Byrne, focused on our relationship with money - from the first time we discovered it right up to how we spend it today.
Each week, you’ll hear anecdotes, advice, and eyebrow-raising admissions from Katie's guests as they delve into their finances and how it impacts their lives – the good, the bad, and the ugly.
So, if that sounds like a show worth investing in, you can follow Money Talks wherever you get your podcasts... new episodes land on Wednesdays.